Just as a friendly reminder ......If you receive an unsolicited or unfamiliar email request, you should either delete it immediately
or confirm through other means that the email is legitimate before opening it.  If you receive such an email request, do not open it,
do not click on its links, do not open its attachments and do not reply or forward it. 

 

ID Theft

Tecumseh Federal Bank is committed to the providing the highest standards and top technologies available in the banking world today.

 Please contact us IMMEDIATELY if you suspect any of the following:

            Fraud activity

            Unauthorized Check/Paper Draft Activity

            Unauthorized ACH Withdrawal

            Unauthorized Debit Card Transaction

            Unauthorized Wire Transfer

            Lost or Stolen Checks

            Lost or Stolen Debit Card

 

Debit Card Lost??: Call the TFB or 1-800-554-8969

 

 

Fraud Prevention

Identity theft is a real concern to all of us.  By providing personal information wisely and cautiously, you can minimize the risk and help guard against identity theft. 

Tecumseh Federal Bank offers the following tips: 

  1. Don't reveal personal identifying information unless you are sure of how it will be used and whether it will be shared with others.
  2. Don't give out personal information on the phone, through the mail or over the Internet unless you have initiated the contact or know who you are dealing with.
  3. Pay attention to your billing cycles.  A missing credit card bill could mean an identity thief may have gotten access to your account and changed your billing address.
  4. Guard your mail by depositing your outgoing mail in a post office collection box or at your local post office.
  5. Select and place secure passwords on your credit card, bank and phone accounts.
  6. Keep items with personal information in a safe place.  Tear or shred documents you are discarding, including expired charge cards and credit offers you receive in the mail.
  7. Be cautious about where you leave personal information in your home.
  8. Find out who has access to your personal information at work and verify that records are kept in a secure location.
  9. Maintain current and accurate records of all credit cards in your name, along with address and phone numbers in a secure place in the event your wallet or purse is lost.  Contact credit card companies immediately and ask for notification of excessive inquiries into your credit records.
  10. Don't carry your Social Security card in your wallet or purse.  Give your Social Security number only when absolutely necessary.  Request to use other types of identifiers when possible.
  11. Check your credit report once a year to make sure it is accurate and includes only activities you have authorized.
  12. If an offer sounds highly suspicious or too good to be true, it probably is.

 

Internet Self-Defense:  Basic Best Practices

1)       Run the most up-to-date operating system possible.

2)      Do your daily tasks as “normal” or “limited” user.  This keeps nasty programs from making changes or installing themselves without your taking action to allow them.

3)      Update Adobe Flash, Adobe Reader, and Java on a regular basis.

4)      Turn on automatic updates.  Run a manual system update (like Microsoft Update) every now and then to make sure it’s working properly.

5)      Don’t open 3-mail from people you don’t know or aren’t expecting.  Don’t open unexpected attachments from people you DO know.

6)      Run antivirus and keep it up to date. 

7)      Install anti-malware and scan every week or so.

8)      Windows XP users should run an additional “program guard” to prevent programs running and installing themselves without warning.

9)      Consider perimeter defense.  There are content-blocking services that you can set up to prevent your systems from visiting certain web sites.

10)   Use different passwords for different accounts.

11)   If something seems wrong, looks funny, or your system is acting strange:  STOP.  Call for help, when in doubt contact an IT professional.  Do not go to any sites that need a password.  Do not go to your bank, Facebook, or e-mail.

12)   Lie when you set up and answer “security questions” to try to trick would-be hackers.  Keep all passwords and security question answers in a locked file cabinet.

 

 

Credit Bureaus

            Equifax – www.equifax.com

            Report Fraud:  800-525-6285

            Order Report:  800-685-1111

            Write:  PO Box 740241

            Atlanta GA 30374 0241

 

            Experian – www.experian.com

            Report Fraud:  888-397-3742

            Order Report:  888-397-3742

            Write:  PO Box 2104

            Allen TX 75013

 

            TransUnion – www.tuc.com

            Report Fraud:  800-680-7289

            Order Report:  800-916-8800

            Write:  PO Box 1000

            Chester PA 19022

 

Member FDIC Equal Housing Lender